Retirement Planning

• Reaching $1 million is realistic for public employees

• Make the most of your 403b, 401k, & Roth IRAs

• Protect against inflation

• Diversify as you near retirement

• Project your retirement income

• Guidance on withdrawing from your retirement accounts

Financial Planning

• Create a plan to pay off your debts

• Earn the maximum on your savings

• Access better rates on CDs and Treasury bonds

• Socially responsible investing

• Plan for a non-retirement goal

• Establish an investment plan for a young person

Education Planning

• Establish a 529 college savings plan

• Access college incentives from the State of Maine

• Utilize 529s to help your child save for retirement

• Guidance on structuring and withdrawing from education accounts

Estate Planning

• Help you maximize your estate

• Recommend a highly-diversified portfolio

• Evaluate the types of accounts you have & recommend changes

• Help you update beneficiaries